Agentic Payments
3 articles
Know Your Agent (KYA): The Legal Compliance Standard for AI Agents That Move Money
AI agents can now initiate real payments, and every technical standard — Visa, Mastercard, Google, NIST — builds cryptographic identity without answering the only question the law cares about: which legal person answers for the transaction. Know Your Agent (KYA) is the compliance standard that answers it.
Who Is Liable When an AI Agent Loses Your Money?
AI agents now trade, pay, and move money on their own, and some of them have already lost it. No AI-liability statute governs the loss. Existing law does, and it keeps asking one question the industry cannot dodge: who controlled the agent?
Does Your Agentic-Payments Startup Need a Money Transmitter License?
When an AI agent moves money on a user's behalf, the licensing question turns on one thing regulators have asked for decades: do you control the funds? If your platform holds, pools, or controls customer money, you are likely a money transmitter — federally and in most states — no matter how autonomous the agent is.
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