Federal Regulation
2 articles
Federal vs. State Stablecoin Regulation: Choosing Your Registration Path
The GENIUS Act sets up a dual-track registration regime for payment stablecoins — a federal path (OCC-supervised) and a state path for issuers at or below $10 billion in a certified state — but it is enacted, not yet effective, with implementing rules still in proposed form as of mid-2026. This guide compares the federal and state pathways, the preemption rules, and the strategic trade-offs once the regime takes effect.
GENIUS Act Stablecoin Compliance: A 2027 Roadmap for Issuers
The GENIUS Act became law in July 2025, but its compliance cliff is January 18, 2027—and the implementing rules are still in proposed form. Here is what stablecoin issuers should be doing now, and the facts the early commentary got wrong.
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